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David K. Hovis

Phone:

(800) 411-0737

Fax:

(636) 931-6918

E-mail:

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Calculators

You can review interesting calculators on my site.

Contact Us

Please feel free to contact us with any questions.

Skilled Professionals helping you Pursue your financial goals and Protect your financial future.

Welcome to Hovis & Associates' Financial Services webpage.  Here you'll find a wealth of information including newsletter articles, financial calculators, research reports, and blogs. 

We understand that choosing a financial professional is very important, and that no two clients are alike.  Having a partner you can trust to guide and advise you through many of life's events can give you peace of mind as you work toward achieving your goals and dreams. 

That's why we created this website.  We hope to help you gain a better understanding of several financial concepts behind insurance, investing, retirement, estate planning, and wealth preservation.  Most importantly, we hope you see the value in working with skilled professionals to pursue your financial goals.

We're here to help educate you about the basic concepts of financial management; to help you learn more about who Hovis & Associates is; and to give you fast, easy access to market performance data.  We hope you take advantage of these resources on our website and visit us often.  Be sure to add our site to your list of "favorites" in your internet browser.  We frequently update our information, and we wouldn't want you to miss any developments in the area of personal finance.

OUR LOCATIONS: 

998 E Gannon Dr #240

Festus, MO 63028

Phone:

(800) 411-0737

(636) 937-4343

Fax:  (636) 931-6918

3660 S Geyer Road #190

St. Louis, MO 63127

Phone:

(800) 411-0737

(314) 380-2030

Fax:  (314) 270-8448

Beneficiaries who postpone claiming Social Security past full retirement age have the option of receiving a lump-sum payment for up to six months of benefits when they finally apply.

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As the race among large tech companies to monetize AI hits full throttle, it's worth considering how adoption of AI-enabled technologies might affect the economic prospects of businesses and workers.

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The One Big Beautiful Bill Act did not change the rules for taxing Social Security benefits, but it did create a new deduction for seniors that could help reduce their tax burden.

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Survivorship life insurance may be a cost-effective coverage solution for older couples or business partners.

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Compare the potential future value of tax-deferred investments to that of taxable investments.

Estimate the annual required distribution from your traditional IRA or former employers retirement plan after you turn age 73.

Will you be able to afford nursing home care?

This Cash Flow Analysis form will help you weigh your income vs. your expenses.

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Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck